How To Live Comfortably In 2022

It’s a new year!

Everyone is on their feet, thinking of how to live a comfortable life this year, I mean who doesn’t wish to?

Do you want to break the mould and live like no one else? Here are some action steps you can take.

Spend less than you earn

I know sometimes you might want to just close your eyes and buy that shoe you’ve been wanting to buy for a long time. At the end of the day, you get cut short of your budgeted finance for the month which is going to affect you in the long run. The best thing to do in this situation is set aside a target saving plan where you can save towards that shoe, car or even jewellery you want to purchase.

Cut down on taking loans

Ever been in a situation where you end up spending out of your next pay even before you earn the pay, crazy right?

This happens most of the time, mostly as a result of unexpected expenses like a sudden breakdown of your vehicle or your phone being damaged, we know these things happen.

The advisable thing to do is cut down on taking loans asides for very urgent matters like school fees, house rent, health bills, e.t.c.

Also, another way this can be curbed is to save for the rainy days.

I once came across a tweet on social media saying,” They always say save for rainy days, but my rainy day comes at least once a week”. 

If this applies to you, then the next paragraph is for you.

We all know fingers are not equal, as such not everyone might be able to save for the rainy days.

I bring to you side jobs you can pick up which can help stabilize your finances.

Freelancing

Freelancing is a contract-based profession where instead of being recruited by an organization, the person uses his/her skills and experience to provide services to a number of clients.

Simply put, you can use your skills, education and experience to work with multiple clients and get paid.

Of late, this became a thing. Virtually everyone in the media space is jumping into this, I think you should too.

There are quite a lot of freelancing jobs out, I’ll be sharing the most lucrative ones that can help you land the next breakthrough project.

1. Web and App Developer

Programming is one of the most in-demand jobs in the world. In the digital world, every business, organization and creative project needs a strong presence online. A web or app developer helps in creating an interfacing unit between the brand and its clients.

2. Creative Designer

Just like a web and app developer, a creative designer is very much needed in the digital world we find ourselves in. He/ She works by interpreting the message the brand wants to push out to the public in form of visuals, which could be pictures or videos; this has been proven to catch the audience’s attention better.

3. Copywriting

Can a web/app developer and a creative designer carry out their work without content? The answer is NO.

Copywriters, also known as content marketers, are usually the brain behind every creative, they do the writing of scripts. As a content marketer, you need to follow trends so as to write what will captivate the reader’s attention.

To begin, make some research to reassure yourself that there is a demand for your freelance skills within the market. Once you’re clear on opportunities within your industry, start planning how you can start.

Good luck!

Originally posted on February 19, 2021 @ 3:50 pm