How Do Visa Gift Cards Work?

A Visa gift card is a non-reloadable, prepaid debit card with a predetermined amount of money that can be used for a variety of purchases.

Once activated, the card functions exactly like cash; the cardholder can use it to shop or make a one-time bill payment anywhere that accepts Visa as long as there is a balance.

Banks and retail stores both sell gift cards. Store gift cards are intended for use at specific merchants or retailers, whereas general-purpose prepaid gift cards are not tied to any specific merchant and can also be used to withdraw cash from automated teller machines.

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How To Load A Visa Gift Card

Visa gift cards can be loaded at the point of purchase, either at the cash register of the store where they were purchased or online.

The minimum amount that can be loaded is $25, with a maximum amount ranging from $500 to $750.

How To Activate A Visa Gift Card

If the Visa gift card was purchased in a local physical store, it was most likely at the cash register because the buyer will be presented with the option to automatically activate it when making the purchase.

If the buyer did not activate it automatically, you can do so online or over the phone. To activate your gift card, simply contact the card’s issuer via their digital media channels or by phone.

If you bought it online, you may need to activate it yourself. Typically, all that is required is to log on to the website listed on the card and enter the 16-digit number and security code.

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How To Use A Visa Gift Card

Your Visa gift card can be used to pay for in-store purchases, simply hand it to the merchant and sign the purchase receipt.

You can use your card to make online purchases by entering the card number, expiry date, and the three-digit code (CVV) found on the back of the card into the website’s shopping cart. Sometimes websites will ask for the name on the card; in these cases, simply type “Gift Card” into the field provided.

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Do all Visa Gift Cards charge a fee?

Yes, the fee is calculated based on the value of the gift card.

Where can you spend Visa gift cards?

A Visa Gift Card works in the same way as a credit card and can be used anywhere Visa cards are accepted, including online purchases.

Originally posted on February 21, 2022 @ 11:35 am