Taking a loan is not always an easy decision, but it is sometimes necessary to cover unexpected expenses.
Page Financials is the company to call if you’re looking for a reliable and regulated lender.
Page Financials, also known as Page Microfinance Bank, is a one-stop-shop for financial services such as loans, investments, and payment processing.
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Page Loan Requirements
If you apply and meet all of the requirements, Page Financials promises that you will receive funds in less than 3 hours.
Simple items can cause tangible setbacks that will delay the realization of your plans if you do not know and prepare the required files ahead of time.
To be considered for a loan by Page, you must meet the following criteria:
• Clear passport photograph
• Monthly salary earner (minimum of 100,000 Naira)
• 6 months salary account statement
• Work ID card
• Government approved ID card (Voter’s card, NIN, Driver’s licence or Passport is allowed)
• BVN
• You must reside in Lagos, Ibadan or Abuja
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Step on How to Get a Loan From Page Financials
After you’ve met all of the aforementioned requirements, you can apply for the loan. There are six stages to getting your loan approved, and they are as follows:
1. BVN verification
2. Personal details
3. Employer details
4. Loan details
5. Account details
6. Statement
Please note that none of these stages can be skipped; read on to learn how to successfully scale through them.
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Stage 1: BVN verification
Page Financials, like other money lending companies, verifies the Bank Verification Number of everyone who applies for a loan. Follow the steps outlined below to verify yours:
• Click here to access Page Financials loan application portal
• Enter your BVN.
• Tick both the “I accept all Terms and Conditions and Privacy Policy” box (Ensure you read both to ascertain you’re fine with it).
• Then click the “Next” button to move to the next stage.
See also: How To Check BVN Details Online
Stage 2: Personal details
This stage, as the name implies, requires you to enter your personal information; to do so, follow the steps outlined below:
• Select your title.
• Enter your last, first and middle name.
• Enter your phone number, date of birth, email address, marital status, number of dependants and highest level of education.
• Choose how you heard about Page Financials from the listed option.
• Enter your referral code, state of residence and home address.
• Select your means of identification and upload it.
• Enter your next of kin’s name, phone number and select the relationship type.
• Tap the “Next” button to move to the next stage.
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Stage 3: Employer details
This stage verifies that you are currently employed; to pass, follow the steps outlined below.
• Enter your employer name, i.e. the name of your organization.
• Enter your employment start date, i.e. the day you joined the organization.
• Enter your net monthly income, i.e. your take home.
• Enter your loan amount and tenure.
• Enter your official email address, i.e. the email address you use in receiving emails at work.
• Check your official email for a 6 digit verification code sent from Page Financials and enter it into the field labelled official email verification code.
• Upload an image or a scanned copy of your work ID card.
• Enter your work address.
• Tap the “Next” button to move to the next stage.
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Stage 4: Loan details
This stage allows you to double-check the loan amount and tenure you chose in stage 3, as well as see the monthly repayment amount.
If you’re comfortable with the terms, click the “Next” button. At this stage, you can also change the amount and tenure; make sure to click the next button to proceed to the next stage.
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Step 5: Account details
This stage is primarily for determining the details of your disbursement and repayment accounts. Simply choose your bank, account type, and account number to get started.
Please note that the account you enter must be the same account that you use to receive your salary, but if you prefer to receive the loan in another account, you can check the “use a different disbursement account” box and enter the details of your preferred disbursement account.
Then tap the “Next” button to move to the next stage.
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Stage 6: Statement
Individuals seeking a loan from Page Financials are known to be required to provide 6 months of account statements.
Please note that you cannot send a downloaded or printed version of this statement to Page Financials; instead, you must send it directly to Page Financials.
The simplest way to do this is to use the mobile app and send your last six months’ bank statement to Page Financials. If you complete this successfully, you will receive an email or a message with your Ticket ID and Password.
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Below is an example of how the message will appear.
Enter the Ticket Id and Password obtained from your mobile app into the required field and tap the submit button.
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If you meet all of the requirements, Page Financials will approve your application and send you an offer via email.
Your approval status and next steps will be included in the email. The offer will be stated on the offer letter that is attached to the email if your request has been approved. The amount you were approved for, your monthly repayments, and other terms and conditions are all included in the offer letter.
You must also sign and scan the offer letter, or simply reply to the email and accept the offer, after which the funds will be credited to your account within an hour or two.
See also: How To Get A Loan On The New Zenith Bank App
Frequently Asked Questions
Is Page Financial Real?
Yes, Page Financials is real. The Central Bank of Nigeria (CBN) granted them a license to operate as a financial service provider in 2011.
What are Page Financial’s minimum and maximum loan amount?
The minimum loan amount is N200,000 while the maximum is N5,000,000.
What is the interest rate of Page Financials?
Interest rate (3.76%) – Charged Flat Per Month.
Who is the CEO of page financials?
Segun Akintemi is the CEO of Page Financials.
When was Page financials founded?
Page Financials began operations in 2014 and has since provided retail financial services to a number of individuals.
Originally posted on April 2, 2022 @ 7:37 pm